银行是一个提供金融服务的机构，主要功能包括存款、贷款、汇款、外汇交易、信用卡发放等。银行通过吸收存款、发放贷款以及其他金融产品来促进经济活动，保障资金的流动性和安全性。银行作为金融体系的重要组成部分，对国家经济发展和个人财富管理具有重要作用。银行一般分为商业银行、投资银行、中央银行等类型。
Bank
例句: I need to go to the bank to withdraw some cash.
翻译: 我需要去银行取点现金。
Deposit
例句: You can make a deposit at the ATM or inside the bank.
翻译: 你可以在ATM或银行内存款。
Loan
例句: She took out a loan to buy a new car.
翻译: 她贷款买了一辆新车。
Account
例句: I opened a new savings account at the bank.
翻译: 我在银行开了一个新的储蓄账户。
Interest
例句: The bank offers a higher interest rate on savings accounts.
翻译: 银行为储蓄账户提供较高的利率。
ATM (Automated Teller Machine)
例句: You can withdraw money from any ATM.
翻译: 你可以在任何ATM机上取款。
Credit Card
例句: I paid for my shopping with my credit card.
翻译: 我用信用卡支付了购物费用。
Debit Card
例句: She used her debit card to pay for groceries.
翻译: 她用借记卡支付了杂货费用。
Withdrawal
例句: I made a withdrawal of $200 from my bank account.
翻译: 我从银行账户取出了200美元。
Balance
例句: You can check your account balance online.
翻译: 你可以在线查看账户余额。
Branch
例句: There's a bank branch near my house.
翻译: 我家附近有一家银行分行。
Cheque (or Check in American English)
例句: I wrote a cheque to pay for the rent.
翻译: 我写了一张支票支付租金。
Transfer
例句: I need to transfer some money to my friend's account.
翻译: 我需要把一些钱转到我朋友的账户。
Loan Officer
例句: The loan officer helped me apply for a mortgage.
翻译: 贷款专员帮助我申请了按揭贷款。
Mortgage
例句: He took out a mortgage to buy his house.
翻译: 他贷款买了房子。
Currency
例句: The bank exchanges foreign currency.
翻译: 银行提供外币兑换服务。
Exchange Rate
例句: The exchange rate for USD to EUR is 1.2.
翻译: 美元兑欧元的汇率是1.2。
Investment
例句: The bank offers various investment opportunities.
翻译: 银行提供各种投资机会。
Bank Statement
例句: I received my bank statement in the mail today.
翻译: 我今天收到了银行的对账单。
Safety Deposit Box
例句: I keep my valuable documents in a safety deposit box at the bank.
翻译: 我把贵重文件存在银行的保险箱里。
A bank is a financial institution that offers a variety of services such as accepting deposits, providing loans, and facilitating the exchange of currencies. Banks play a vital role in the economy by promoting economic growth, managing money, and ensuring the stability of the financial system.
One of the main services offered by banks is deposit accounts. Customers can open a savings or checking account to store their money safely. In return, banks often pay interest on deposits, encouraging people to save. Banks also offer loans, which allow individuals and businesses to borrow money for specific purposes, such as buying a house or starting a business. These loans are usually repaid with interest over time.
Banks also provide foreign exchange services, allowing people to exchange one currency for another. This service is particularly useful for travelers and businesses involved in international trade. With the rise of online banking, customers can now manage their accounts, transfer money, and pay bills from the comfort of their homes.
In conclusion, banks are essential institutions that contribute to both personal and national financial well-being. They provide services that help individuals manage their finances, invest in the future, and ensure economic stability.
银行是提供多种服务的金融机构，如接受存款、提供贷款和促进货币兑换。银行通过促进经济增长、管理资金并确保金融体系的稳定，在经济中扮演着至关重要的角色。
银行提供的主要服务之一是存款账户。客户可以开设储蓄账户或支票账户，以安全地存储他们的资金。作为回报，银行通常会支付利息，以鼓励人们储蓄。银行还提供贷款，允许个人和企业为了特定目的（如购买房屋或开办企业）借款。这些贷款通常会随着时间的推移按利息偿还。
银行还提供外汇服务，允许人们将一种货币兑换为另一种货币。这项服务对旅行者和参与国际贸易的企业特别有用。随着网上银行的兴起，客户现在可以在家中轻松管理账户、转账和支付账单。
总之，银行是对个人和国家金融健康至关重要的机构。它们提供帮助个人管理财务、投资未来并确保经济稳定的服务。
对话 1: Opening a Bank Account
A: Hi, I would like to open a savings account.
B: Sure! Do you have any identification?
A: Yes, I have my passport with me.
B: Great! Please fill out this form, and we'll set up your account.
A: Thank you.
翻译:
A: 你好，我想开一个储蓄账户。
B: 当然！你有身份证明吗？
A: 有，我带了护照。
B: 很好！请填写这张表格，我们会为你开设账户。
A: 谢谢。
对话 2: Making a Deposit
A: I would like to make a deposit.
B: Sure, how much would you like to deposit?
A: I'd like to deposit $500 into my savings account.
B: Alright, please insert your card and follow the instructions on the screen.
A: Thank you!
翻译:
A: 我想存款。
B: 当然，你想存多少钱？
A: 我想存500美元到我的储蓄账户。
B: 好的，请插入你的卡并按照屏幕上的指示操作。
A: 谢谢！