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账户通常是指个人或企业在银行、金融机构、网站等服务提供商处开设的、用于存取、转账、支付等操作的注册账户。账户在金融、电子商务等多个领域中起着重要作用，是进行经济活动的基础工具。账户类型可分为储蓄账户、支票账户、信用账户等，每种账户有不同的功能和用途。
Account - 账户
Example: I need to check my bank account balance. (我需要查看我的银行账户余额。)
Bank account - 银行账户
Example: She opened a new bank account for her savings. (她为储蓄开了一个新的银行账户。)
Checking account - 支票账户
Example: I use my checking account to pay my bills. (我用支票账户支付账单。)
Savings account - 储蓄账户
Example: A savings account earns interest over time. (储蓄账户会随着时间赚取利息。)
Credit account - 信用账户
Example: He used his credit account to purchase the electronics. (他用信用账户购买了电子产品。)
Account number - 账户号码
Example: Please provide your account number for the transfer. (请提供您的账户号码以便转账。)
Account holder - 账户持有者
Example: The account holder must sign the agreement. (账户持有者必须签署协议。)
Online account - 在线账户
Example: I can access my online account anytime, anywhere. (我可以随时随地访问我的在线账户。)
Debit account - 借记账户
Example: She paid with her debit account at the store. (她在商店用借记账户支付了款项。)
Joint account - 联名账户
Example: We have a joint account for household expenses. (我们有一个联名账户用于家庭开销。)
Access account - 访问账户
Example: Only authorized users can access the account. (只有授权用户才能访问该账户。)
Account balance - 账户余额
Example: Check your account balance before making a withdrawal. (提款前请检查账户余额。)
Account statement - 账户对账单
Example: Your monthly account statement will be sent by email. (您的月度账户对账单将通过电子邮件发送。)
Account login - 账户登录
Example: You need to enter your password to account login. (您需要输入密码以登录账户。)
Account suspension - 账户暂停
Example: Your account has been suspended due to suspicious activity. (您的账户因可疑活动已被暂停。)
Account closure - 账户关闭
Example: The bank will process your account closure request within 5 days. (银行将在五天内处理您的账户关闭请求。)
Overdraft account - 透支账户
Example: She used her overdraft account to cover the expenses. (她用透支账户支付了费用。)
Account verification - 账户验证
Example: Account verification is required to complete the transaction. (完成交易需要进行账户验证。)
Account number verification - 账户号码验证
Example: Account number verification is important to avoid mistakes. (账户号码验证对于避免错误很重要。)
An account is a fundamental concept in the world of finance and business. It refers to a record of transactions and financial activities, typically maintained by a financial institution or service provider. The most common types of accounts include checking accounts, savings accounts, and credit accounts. A checking account allows individuals to make deposits and withdrawals easily, while a savings account is used for storing money over time, earning interest. A credit account enables users to borrow money for purchases and repay over time. Each account has a unique account number and is linked to an account holder who is responsible for managing it. In the modern world, online accounts are becoming increasingly important, allowing users to access services such as banking, shopping, and social media. Accounts are essential for keeping track of finances, making payments, and managing personal or business assets. Proper management of accounts ensures financial stability and security.
账户是金融和商业世界中的基本概念，指的是由金融机构或服务提供商维护的交易和财务活动记录。最常见的账户类型包括支票账户、储蓄账户和信用账户。支票账户允许个人方便地存款和取款，而储蓄账户用于长期存储资金并赚取利息。信用账户允许用户借款购买商品，并在未来一段时间内偿还。每个账户都有一个独特的账户号码，并且与账户持有者相关联，账户持有者负责管理账户。在现代社会，在线账户变得越来越重要，允许用户访问银行、购物和社交媒体等服务。账户对于跟踪财务、进行支付以及管理个人或商业资产至关重要。正确管理账户有助于确保财务稳定和安全。
Person A: Hi, I’d like to open a new account.
Person B: Sure! Do you want to open a checking or a savings account?
Person A: I think a savings account would be best for me.
Person B: Great! I’ll need your ID and proof of address.
Person A: Here you go. How long does it take to activate the account?
Person B: It usually takes about 2-3 business days. You’ll receive your account details by mail.
Person A: Thank you!
Person B: You’re welcome! Let us know if you need any further assistance.
甲方： 你好，我想开一个新账户。
乙方： 当然！您想开支票账户还是储蓄账户？
甲方： 我觉得储蓄账户最适合我。
乙方： 很好！我需要您的身份证和地址证明。
甲方： 给您。激活账户需要多久？
乙方： 通常需要大约2-3个工作日。您将通过邮寄收到账户详情。
甲方： 谢谢！
乙方： 不客气！如果您需要进一步的帮助，随时告诉我们。
