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付款方式是指买方在交易中选择的支付货款的方式。常见的付款方式有现金支付、信用卡支付、转账支付、第三方支付、支付宝、微信支付等。不同的付款方式具有不同的便利性和安全性，商家和消费者可以根据自己的需求选择合适的付款方式。
Cash Payment - 现金支付
例句：I prefer cash payment for small purchases.
（我更喜欢用现金支付小额购物。）
Credit Card Payment - 信用卡支付
例句：Most online stores accept credit card payment.
（大多数在线商店接受信用卡支付。）
Bank Transfer - 银行转账
例句：You can complete the payment through bank transfer.
（你可以通过银行转账完成付款。）
PayPal - PayPal支付
例句：PayPal is a popular online payment system.
（PayPal是一个流行的在线支付系统。）
WeChat Pay - 微信支付
例句：We can use WeChat Pay to pay for the meal.
（我们可以用微信支付来支付这顿饭。）
Alipay - 支付宝
例句：Alipay is widely used in China for mobile payments.
（支付宝在中国广泛用于移动支付。）
Installment Payment - 分期付款
例句：You can choose installment payment if you can't pay in full.
（如果你不能一次性支付，可以选择分期付款。）
Mobile Payment - 移动支付
例句：Mobile payment is increasingly common in many countries.
（在许多国家，移动支付越来越普及。）
Direct Debit - 直接借记
例句：Direct debit is a convenient way to pay recurring bills.
（直接借记是一种支付定期账单的便捷方式。）
Cheque Payment - 支票支付
例句：Some businesses still accept cheque payments.
（一些商家仍然接受支票支付。）
Wire Transfer - 电汇
例句：I need to make a wire transfer to pay the invoice.
（我需要通过电汇支付发票。）
Cash on Delivery (COD) - 货到付款
例句：Cash on delivery is available for this product.
（这款商品提供货到付款服务。）
Gift Card Payment - 礼品卡支付
例句：You can use a gift card as a payment method.
（你可以使用礼品卡作为支付方式。）
Contactless Payment - 非接触式支付
例句：Contactless payment is fast and secure.
（非接触式支付快速且安全。）
Bitcoin Payment - 比特币支付
例句：Some online stores accept Bitcoin payments.
（一些在线商店接受比特币支付。）
Prepaid Card - 预付卡
例句：You can use a prepaid card for online shopping.
（你可以使用预付卡进行在线购物。）
Barter - 以物易物
例句：In some markets, barter is still used as a payment method.
（在一些市场，仍然使用以物易物作为支付方式。）
Payment on Account - 账户支付
例句：We will process the payment on account by the end of the month.
（我们将在月底前处理账户支付。）
Third-Party Payment - 第三方支付
例句：Many people use third-party payment services like PayPal for convenience.
（许多人使用像PayPal这样的第三方支付服务，以提高便利性。）
There are various payment methods available today, making it easier for people to make transactions. The most common payment methods include cash, credit card, bank transfer, and mobile payments like WeChat Pay and Alipay. Cash payments are still popular, especially for small purchases, but electronic payments have been growing rapidly due to their convenience and speed. Credit card payments are widely used, and they allow customers to pay later, which is convenient for those who do not have the full amount immediately. Mobile payments, on the other hand, have become the most preferred method in countries like China, where apps such as WeChat Pay and Alipay dominate the market. These mobile apps allow users to make payments quickly by scanning a QR code, without needing to carry cash or cards. Payment methods such as installments, direct debit, and even cryptocurrencies like Bitcoin are also becoming more common. In conclusion, the rise of digital payments has greatly improved the speed and convenience of transactions, making shopping and business more efficient.
今天有多种付款方式可供选择，使人们的交易变得更加便捷。最常见的付款方式包括现金、信用卡、银行转账以及像微信支付和支付宝这样的移动支付。现金支付仍然很受欢迎，尤其是对于小额购物，但电子支付由于其便捷性和速度，正在迅速增长。信用卡支付广泛使用，允许顾客延迟支付，这对那些暂时没有全额资金的人来说很方便。另一方面，移动支付在中国等国家已经成为首选的支付方式，像微信支付和支付宝这样的应用在市场上占据主导地位。这些移动应用通过扫描二维码快速完成支付，用户无需携带现金或银行卡。分期付款、直接借记甚至像比特币这样的加密货币支付方式也变得越来越普遍。总之，数字支付的兴起大大提高了交易的速度和便利性，使购物和商业变得更加高效。
❶ 你们的付款方式是什么样的？What are the terms of your payment?
同类表达 What about the terms of payment? 那付款方式呢？
❷ 在发货之前需要先交40％的预付款。It requires an advance payment of 40％ before delivery.
同类表达 I choose cash payment. 我选择现金付款。
❸ 什么时候要付清余款？When is the balance due?
同类表达 Our terms are cash within three months after the date of delivery. 我公司的付款条件为交货后三个月内支付现金。
❹ 你可以先付预付款，然后在六个月之内付清余款。You can pay the advance, and then the balance is paid off over a period of six months.
同类表达 In view of the small amount of this order, we are prepared to accept payment by D/P at sight. 由于这次订单数量不大，我方准备接受即期付款交单的付款方式。
❺ 我们只接受信用证的付款方式。We only accept payment by letter of credit.
同类表达 L/C at sight is what we request for all our clients. 开即期信用证是我们对所有客户的要求。
❻ Is payment by remittance acceptable？采用汇付方式可以吗？
同类表达 Do you accept sight draft or time bill? 你们接受即期汇票还是远期汇票？
❼ 我们的付款方式如下：季付/月付/年付。Our terms of payment are as follows: quarterly / monthly / yearly payment.
同类表达 Our terms of payment are 30-day credit period, not 60-day credit period. It's customary. 我方的付款期限是三十天，而不是六十天，这是惯例。
❽ 我们既不接受分期付款，也不接受延期付款。We accept neither payment by installments nor deferred payment.
❾ 我们坚持要求预付货款，不接受货到付款。We insist on payment in advance; we can't accept payment after arrival of goods.
同类表达 We insist on cash with order; we can't accept open account. 我们坚持要求订货付现，不接受赊账业务。
❿ 我们的付款方式很灵活。Our payment terms are very flexible.
同类表达 We cannot proceed any further without receiving your thoughts with respect to the manner of payment. 我们如果不了解你们对付款方式的看法，便不能往下进行。
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