One reason soci é t é g é n é rale may be the first bank in europe hit hard is because 73 % of its total debt has maturities of less than one year , the highest ratio of any large bank in europe .
Although relatively small , rabobank is both profitable and financially stable : it ranked 26th on the banker 's 2012 list of the top 1000 world banks , ahead of giants like france 's soci é t é g é n é rale and spain 's bbva .