In order to guarantee the smooth development of the operation and guard against the occurrence of diversified risk , the banks should grasp the basic legal characteristic of this service , establish and realize hypothec rightly , finally to protect financial claims effectively .
Reimbursement expires , when armour nonperformance reimbursement is compulsory , second cannot advocate the hypothec of this car to third , but if dealt with pawn at that time , register , second can seek the seat that reachs pawn , advocate hypothec to third .