If investors can work out a way to place their money with funds that are actually in the top quartile , it is probably worth the fees and the extra risk of investing in this illiquid , leveraged asset class .
Oliver gottschalg of hec school of management in paris looked at 500 funds , and 66 % of them could claim to be in the top quartile depending on what " vintage year " they said their fund was .
Over 25 % of those who were in the bottom quartile of ability at this age failed to achieve any educational qualifications by the age of 26 .
这个年纪智能水平位居下游的那伙人里有超过25%的人在他们26岁的时候没有取得任何学历。
Other english-speaking nations such as canada , new zealand , australia and even britain are all in the upper quartile .
其他的说英语国家,如加拿大,新西兰,澳大利亚甚至是英国都排名靠前。
They devote hours of their class time to preparing for american standardized exams from the sat and gre to the international english language testing system , often scoring in the top quartile .
A study by economists at the atlanta fed found that thirty per cent of people in the lowest quartile of financial literacy thought they had a fixed-rate mortgage when in fact they had an adjustable-rate one .