The big issue is pensions : annuities are far more common in britain than elsewhere in europe .
争论的一大议题是养老金问题:年金发放在英国要比在欧洲其它国家普遍的多。
The replacement rate is the ratio between they received annuities level when the laborer retired and the level of wage income before retirement .
替代率是劳动者退休时养老金领取水平与退休前工资收入水平之间的比率。
British life insurers may be especially hard hit , because they sell many more annuities than continental european insurers .
英国保险公司将受到特别严重的打击,因为其比欧洲大陆保险公司销售了更多的年金产品。
It is the world 's largest insurer against property damage and the top provider of retirement annuities for schoolteachers and healthcare workers .
它是世界上承保财产损失总金额最大的保险公司,同时也是教师和医务工作者退休年金的首要服务商。
She and her husband sold the last of their stock holdings on may 20 , moving the money to bonds , certificates of deposit and bond-like annuities .
她和丈夫在5月20那天卖出了他们持有的最后一些股票,转而把资金投向债券、定期存款和债券式年金。
The american insurance industry has tried to get around this problem by offering variable annuities , which they like to call a " living benefit " .
美国保险行业试图通过提供各种各样的年金来绕过这一问题,他们把这些年金称作“生活保障金”。
That may sound chilling , although the same idea underpins the sale of annuities ; and using a life-insurance policy to generate cash can be a boon for some pensioners ( for example , those who are very ill or have no beneficiaries ) .
Dow jones indexes underlie a variety of financial products , including exchange-traded funds , futures and options contracts , mutual funds and variable annuities .