But executives noted that parts of the initiative , which runs for five years , could help it satisfy its cra requirements in the future .
但高管指出,此项为期5年的计划,可能一定程度上有助于其履行将来cra的责任。
The clinton administration strengthened the enforcement of cra in 1995 , and this lead to a substantial increase in the amount of subprime loans to low - and moderate-income borrowers .
1995年克林顿政府加强了cra的实施力度,导致了获得次级房贷的低收入或中等收入借贷人数目大增。
I know . It 's cra , right ?
我知道很疯狂吧?
' It 's not looking at the other side of the coin : you are spending more money for your energy , ' says anne smith , a vice president at cra international .
Under cra , banks must each year devote a portion of their assets , which can range between between 0.8 per cent and 1 per cent of us-based deposits , to " meet the credit needs " of low - and moderate-income communities .
Abdou youssef , the chairman of the computer science department at george washington university in washington , said the national trends reported by the cra are consistent with what he has seen in his own department .
The need by goldman , an investment bank with virtually no retail business , to comply with cra , which was originally aimed at deposit-taking institutions , underlines the profound changes in the us banking system since the financial crisis .
Overall , the cra said that enrollments in computer science departments have been on the increase for the past five years , and last year grew 30 % . The organization called that jump " astonishing . "
总的来说,过去五年计算机科学专业的招生人数都在增长,去年增长了30%,cra称之为飙升。
Some now blame the cra for the financial crisis , on the grounds that it was the start of a government-mandated relaxation of lending standards that led ultimately to the subprime-mortgage mess .
Mr grzywinski was the only banker to testify in 1977 in favour of the community reinvestment act ( cra ) , which required banks to increase their lending in poorer neighbourhoods .