Europe 's biggest engineering group claimed the managers had " breached their organisational and supervisory responsibilities " , so failing to stop illegal practices and wide-ranging bri - bery in a scandal that could potentially cost the german group several billion euros .
Mr yunus was no doubt familiar with microfinance innovations in other countries : bri in indonesia had transformed itself from a wreck into a huge success by emphasising savings , not credit , and other institutions had started to abandon group lending .